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Taxa de esforço desce para 45%: o que significa para quem quer comprar casa?
O início do mês de agosto de 2026 marcou a entrada em vigor das novas regras do Banco de Portugal para a concessão de crédito à habitação.
Como calcular o verdadeiro custo de um crédito e evitar surpresas?
Quando se procura um crédito, é natural que a primeira pergunta seja: "Quanto vou pagar por mês?" No entanto, focar-se apenas na prestação mensal pode levar a uma decisão menos vantajosa.
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Complementary information to the Credit Intermediation activity
- Legal name
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EagleDiamond, Lda
- Name
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Micaela Filipa Felix Figueira
- Headquarters
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Rua Vasco da Gama, Nº43 A Estação
2430-219 Marinha Grande
Portugal - Establishment
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Rua Vasco da Gama, Nº43 A Estação
2430-219 Marinha Grande
Portugal - Registration number
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0008267 | Consult
- Category
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Vinculated
- Phone
More information
Civil Liability
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Mortgage Credit
HISCOX, SA - 2551613
Valid from until -
Consumer Credit
HISCOX, SA - 2551614
Valid from until
Lenders with a binding agreement
Conflict Resolution Centres
- CACCL
- CNIACC
Value restriction
The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.
Supervisory Entity
Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )
Mortgage and consumer credit related services
- Presentation or proposal of consumer credit agreements
- Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
- Conclusion of credit agreements with consumers on behalf of creditors
- Consultancy services
Make a complaint
In the event of a complaint, it must be submitted in the following ways:
- By filling in the complaints booklet, available at www.livroreclamacoes.pt
- Directly to the Bank of Portugal, by letter or via the website www.livroreclamacoes.pt
- Complaints can also be made in person at the company's address.